Do I have to pay charges to move money from one bank to another? Customer Care September 01, 2022 17:13 Updated No, you can deposit funds into your Sendwave Pay account or complete a direct deposit at no cost to you. Related articles How do I set up direct deposit? Do I have to deposit 100% of my pay check? How do I add a new card to my account? What can I do if I want to cancel a transaction? Can I withdraw or deposit cash at any ATM with my Sendwave debit card? What are your fees and rates?